Ratibi Card Salary Check Online – Balance & Transaction History 2024

The Ratibi Card Balance Inquiry Service helps employees to check if their salary is credited or not. In this post, I will explain 3 easiest ways to check Ratibi Card Balance online and offline.

Ratibi Prepaid Card is a Salary Card offered by the First Abu Dhabi Bank (FAB). The card holders should learn the process for Ratibi Card Salary Check Online to know the current balance and check if their salary is credited.

How to Check Ratibi Card Balance

There are 3 different methods for Ratibi Card Balance Check in UAE. You can use any one method to check their Ratibi Salary Card Balance online or offline as you prefer.

1. at FAB PPC Inquiry Portal
2. through the FAB Mobile App
3. at FAB ATMs

Now I am going to explain all 3 methods for how to check FAB Ratibi Card Balance with a complete guide.

#1. Check Ratibi Card Balance at FAB PPC Inquiry Portal

The First Abu Dhabi Bank has created a dedicated Prepaid Cards Inquiry Portal for Ratibi Card Balance Checking Service.

The card holders can go to FAB PPC Inquiry Portal to check their Ratibi balance online with help of their card details. Keep your Ratibi Card handy for the balance inquiry process.

Step 1: Go to FAB PPC Inquiry Portal

Go to FAB PPC Inquiry Portal @ppc.magnati.com/ppc-inquiry/. You can visit the FAB PPC Inquiry Portal with a web browser on your mobile, tablet or computer/laptop.

Step 2: Enter the Last Two Digits of Your Ratibi Card

Here you can see the two empty boxes on your screen. You need to enter the Last Two Digits of your Ratibi Card in the first box. Every Ratibi Prepaid Card has total 16 digits card number. Check your Ratibi Card carefully and enter the last two digits correctly.

Step 3: Enter Your Ratibi Card ID

Now you have to enter your Ratibi Card ID. The Ratibi Card ID is a 13-digit alphanumeric code mentioned below the card number. After entering the Card ID, verify it for surety.

Step 4: Click on Go

Check and confirm that you have entered your Ratibi Card details correctly. Then click on Go button to proceed.

Step 5: View Your Ratibi Card Balance

As you click on Go button, your Ratibi Card Balance will appear on screen. Check your Ratibi Card Balance to know if the salary is credited and note down your Ratibi balance.

#2. Ratibi Card Balance Check through FAB Mobile App

The FAB Mobile App is a mobile banking application for all the customers of First Abu Dhabi Bank. The FAB Account holders can check their account balance and credit/debit card holders can check their card balance in FAB Mobile application.

The Ratibi Prepaid Card holders can also use FAB Mobile app for Ratibi Card Balance Inquiry, Checking Transaction History and make online payments & transfers.

Download FAB Mobile App for Android or iPhone/iPad or Huawei Mobile

If you do not have FAB Mobile app on your mobile, click on above link to download & install it. Thereafter go through the step-by-step process given below for Ratibi FAB Balance Check Online in FAB Mobile app.

1. Open FAB Mobile App on your mobile phone.
2. Choose Already a Customer option.
3. Sign up with your Ratibi Card Number, Card ID, Emirates ID and your personal information.
4. Login and go to Dashboard.
5. Find and Select Check Balance or View Balance option.
6. Select your Ratibi Card to view its balance on screen.

#3. Ratibi Card Balance Check at FAB ATMs

The FAB Bank has 290+ ATMs situated in various parts of the United Arab Emirates. The Ratibi Salary Card holders can visit any of the FAB ATMs to check Ratibi Card Balance in ATM Machines.

Click to Find an FAB ATM Near Me

Kindly follow the steps given here to check Ratibi Card balance at FAB ATMs in UAE.

1. Go to your nearest FAB ATM location, keep the Ratibi Card with you.
2. Insert your Ratibi Card in the ATM Machine.
3. Choose language and enter your Card PIN.
4. Select Check Balance or View Balance option.
5. View your Ratibi Card Balance on ATM screen.
6. You can also check your card transaction history using the ATM Machine.

So, you can check your Ratibi Card Balance online, via FAB Mobile app and with help of FAB ATM machines. All three methods for Ratibi Card Salary/Balance Inquiry are free to access for all Ratibi Card holders.

How do I Know If the Salary is Credited to a Ratibi Card?

When the employer processes the salary payment online, the salary amount is credited to the employee’s Ratibi Card.

Every time you receive your salary, you will receive an SMS alert from FAB Ratibi Service. The Salary Credit Alerts by SMS are free.

In exceptional cases, you may not receive the SMS alert. At that time, you should check your Ratibi Card balance online to check if your salary is credited.

Benefits of Ratibi Card

The Ratibi Prepaid Card offers many benefits to the card holders (employees) and employers. I am going to share all the benefits with you.

Ratibi Card Benefits for Employers:

• Access to FAB Online Banking for Card Management in Real Time.
• Safe and Convenient Salary Payment with a Single Bank Transfer.
• Alternative Services for Salary Processing as per Corporate Requirement.
• Payment in Local Currency (AED) within the UAE.
• Fully Automated Services with a Dedicated Help Desk.
• No Need to Carry Cash and No Risk of Theft.

Ratibi Card Benefits for Employees:

• Receive Salary Online, No Risk of Carrying Cash All the Time.
• Free SMS Alert on Every Salary Credit Transaction.
• No Need to Open a Bank Account.
• No Need to Maintain any Minimum Balance.
• No Maintenance Fees or Hidden Charges.
• Card can be used in all ATMs, in-store and online.
• Cash Withdrawal is allowed and Also Support Online Payments.
• Card Holders Can Use ATMs to Create PIN of their Choice.
• 24/7 Customer Support by FAB Customer Service Team.

Ratibi Card Insurance Benefits for Employees:

The Ratibi Card Holders get 3 insurance benefits that are mentioned as under;

[1] Free Personal Accident Insurance:

• In case of death or permanent complete disability of the Ratibi Card Holder due to accident, the card holder is eligible to receive 5 times of monthly salary, maximum of 25000 AED as the insurance benefit.

[2] Hospitalization due to Accident:

• The Ratibi Card Holder is eligible to receive hospitalization cash benefit if admitted for minimum 24 hours after an accident.
• The cash benefit of 50 AED per day for maximum up to 30 days, the total cash benefit must not exceed 1500 AED.

[3] Repatriation of Mortal Remains:

• Eligible to receive actual expenses or 5000 AED, which ever is lower.

Ratibi Card Helpline Number

The FAB Bank provides 24/7 support to all customers including Ratibi Card Holders. Here I am sharing two helpline numbers that provide assistance to resolve Ratibi Card related queries and complaints.

• FAB Ratibi Service Helpline Number – 600522298
• FAB Customer Care Number – 600525500

Conclusion:

The FAB Bank allows Ratibi Card holders to check their card balance online. By checking Ratibi Card Balance and Transaction History, the card holders can manage their expenses to bring financial stability in life. If you find this information useful, do share it with your friends.

In case you have a complaint about your Ratibi Card, you can contact FAB Ratibi Helpline Number 600522298 to get a solution. For more queries, feel free to ask them in the comment section.

FAQs